At this time of year, many people are giving their credit card a good work out. Here I’ve taken a look at some of the pro’s and con’s of credit cards. Are credit cards good or bad? How can you make them work for you not you for them?
How much do you spend on Christmas?
Many of you may remember a heated debate that erupted a few weeks ago on the An Organised Life Facebook page. I asked what I thought was a fairly standard question around this time of year… How much do you spend on Christmas gifts for the kids?
Should you share money with your spouse?
One of the most frequently asked questions by my budget review clients is “Should you share money with your spouse?” It can be a tricky topic and one with some heated views but it is worth discussing.
How To Find Extra Cash On An Irregular Income
Today’s article has been contributed by Vanessa from 26 Years and Counting. If you live on an irregular income (or are just a bit stretched for cash!) you need to have a read.
5 Steps to create a budget
I’ve spend a lot of time discussing the importance of budgeting but today I’m getting into the nitty gritty with 5 steps to create a budget. These simple steps will get you started and set up with a simple but thorough budget that you can actually stick to.
How much should you have saved?
I am often asked how much should you have saved? Well isn’t that the million dollar question (pardon the pun!) But seriously, what is a minimum guide for how much money you should have saved for emergencies?
Meal Plans Survey… Tell me what you want!
I know lots of you are super excited about meal plans being released soon. I want to make them as usable as possible for everyone so I would love your feedback on how you would like them set up. Could you please complete this quick survey?
Pro’s and Con’s of working from home
Maybe you are thinking of starting your own business or looking for ideas that would help you start working from home? Before you make the leap and chuck in your day job, consider some of the pro’s and con’s of working from home.
Christmas Savings: 6 Steps to save $1500 by Christmas
Can you believe it is only 3 months to Christmas?! The Christmas cakes are out at the shops and soon the catalogues will be in your mailbox. If you are worried about where the money for all the expenses is going to come from, these 6 steps to save $1500 by Christmas will help.
Frequently asked questions about insurance
All of us will make use of insurance in one form or another in our lifetime but many people don’t have a good understanding of how insurance works. These frequently asked questions about insurance will help clear up some misconceptions and lay out the most important things you need to know.
A guide to pocket money
I am often asked about pocket money. How much, how often and what should they do to earn it (or should it just be given). Here I have put together a guide to pocket money including some suggestions on how to decide what to give and how to give it.
Money Facts: 6 things you should know about your money but probably don’t
When it comes to money facts and understanding your financial situation many people are in the dark. These are 6 important things you should know about your money but probably don’t.
A Guide to Childcare Expenses
For many families, childcare expenses are a huge part of the family budget. For some families they eat up most or all of one persons wage and the rules around childcare payments are confusing and complicated. This guide gives you an easy to read overview of the different types of childcare options available, what the costs involved are and what rebates are available.
The Cost of Private Schooling
When you prepare for a baby, the first thing that comes to mind isn’t likely to be the cost of private schooling. If you plan to send your child to private school though, it may need to be! Here I’ve outlined some information on the cost of private schooling in Australia and what you can expect from fees to waiting lists and enrolments.
5 Areas You Are Wasting Money
Have you ever made a budget and then realised that what you have on paper is no correlation to what happens in your bank account? You are probably like most people who are wasting money on small but significant areas. Here I’ve addressed 5 areas most people are wasting money and what to do about it!